Q&A: I have lost my wedding ring. I have a personal articles state farm policy on it.Do I have to accept their quot?
Question by Darrell G: I have lost my wedding ring. I have a personal articles state farm policy on it.Do I have to accept their quot?
I have a personal articles policy on my wedding ring. It is insured for $ 14,500 they are saying I have to accept a quote from their jeweler which is $ 7500 thats less than I originally paid for the ring 18 years ago. Anyone have any experience with this?
Answer by Tom Z
An insurance company is obligated to repair or replace your wedding ring. If their jeweler can replace your wedding ring for $ 7,500 that completes their contractual obligation.
That of course is contingent upon the fact that the company would be replacing your ring with like kind and quality. If you can establish that the replacement is not the same, or substantially the same, you have a right to appeal their offer...
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Image by ethuiel
We wrapped all the silverware in napkins, and secured them each with a strip I stamped with a bird and embossed in silver. On the flipside of each paper was a quote
Photo by Honeysuckle Photography. Keywords: Wedding, garden, flowers, field, outdoor, welcome, favors, table decor, mason jar, candles, napkin ring, quotes